Instant Payment
Pay by Bank
Online checkout via QR code
A cooperation of
Customer
Customer's bank
Processing the payment transaction with ZIIB and BVTS.
Merchant's bank
Merchant
ZIIB Payment Systems and BV Transaction Services (a wholly owned subsidiary of Bank-Verlag) jointly developed an account-to-account solution (Pay By Bank) that allows customers to easily and conveniently pay directly from their own account at the checkout, at ATMs, at card terminals, in online shops, etc. Payment amounts are credited to the merchant's account in real time.
Payment methods in comparison
How long do card payments take
end customer
Credit card
Payment service providers
Bank
Payment processing
Merchants bank
Merchant
Payouts after 1, 2, or 3 days... or even weekly payouts to the merchant account.
Pay by Bank is so fast
Customer
Customer's bank
Processing the payment transaction with ZIIB and BVTS.
Merchant's bank
Merchant
Your customers' low-cost payments are credited to your account in real time.
Real-time transfer from your checking account.
Activate QR code on the card terminal
Give your customers the option to pay by bank. Activate the Pay with ME QR code on your card terminal for on-site checkout.
Your customers scan the QR code displayed on the payment terminal. This allows you to easily and conveniently accept Pay by Bank payments.